What Is a Personal Injury Claim? (Complete Guide 2023)

Accident victims are not always aware of their alternatives or legal rights. Many people are unaware they can get personal injury compensation for all their suffering and losses. Therefore, this complete guide will discuss the areas of personal injury claims that RSH legal – Iowa personal injury lawyers can help you with.

What is a Personal Injury Claim?

If you have an accident and get injured because of no fault of yours, you can ask for a personal injury claim. The person responsible for the accident and the insurance provider pay the claim. If both parties cannot agree on a settlement, your lawyer can take up the matter in court and file a lawsuit to help you get your rightful claim.

However, there are two things you should be aware of. First, who is responsible for the accident, and second, what are the damages? Unless you know these, it will be difficult for your lawyer to get you the right claim.

What is Covered in Personal Injury Claims?

Before you meet with a lawyer to discuss the claims, you should understand the scenarios in which you will be eligible for compensation. 

  • Road traffic accidents
  • Slip and fall
  • Accident at work
  • Child accident
  • Medical negligence
  • Brain, head or neck injuries
  • Public liability
  • Serious or fatal injuries
  • Faulty products

What Kind of Compensation Can You Get?

The claim or compensation is offered to the victim depending on the severity of the injury or accident. Listed below are a few things for which you can get compensation:

  1. Pain and suffering
  2. Lost earnings because of the accident
  3. Loss of enjoyment of life
  4. Travel expenses because of medical needs, including parking fees
  5. Out-of-pocket expenses
  6. Physiotherapy or rehabilitation expenses
  7. Future earning losses
  8. Help with family care
  9. Cost of future medical care and treatment expenses
  10. Legal costs
  11. Prejudgment interests

How to File for a Personal Injury Claim

Here are some steps for you to follow to get your personal injury claims:

  • Get a thorough understanding of your case and gather all the evidence.
  • Get your medical checkup done to assess any medical damage.
  • Collect all your employment documents in case you are unable to attend work.
  • Hire an experienced lawyer and discuss your case.


As an accident victim, you will need all your support to understand the next course of action. Hence, you can keep this article as your guide to help you get the personal injury claims you deserve.

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